Sociomatica — Payments

Wero Ready

A fixed-scope service that gets merchants accepting Wero — the bank-backed, pan-European payment scheme from EPI — without a bespoke consulting engagement or an open-ended dev project.

Wero settles over SEPA Instant Credit Transfer, directly between bank accounts, backed by a consortium of Europe's largest banks. For merchants, that's a checkout option that can undercut card scheme costs — but only once it's actually wired into the checkout, reconciled against orders, and running in production. That's the part we do.

Try the checkout demo →
SettlementAccount-to-account, SEPA InstantClears in seconds, not the days typical of card settlement.
Cost structureNo interchange, no scheme feesStructurally cheaper than card acceptance at volume.
BackingEU banking consortium (EPI)Built by banks, for a pan-European alternative to the card networks.
The offer

Three fixed-scope engagements

No discovery phase before a merchant knows what they're buying. Each tier is priced and scoped up front.

01AssessA readiness scan before anyone commits to a build.
Readiness scan€1,8003–5 business days
  • Audit of current PSP / checkout stack
  • Wero fee-savings estimate vs. current card cost
  • Recommended integration path — PSP bolt-on or direct
  • Go / no-go report
02Go-LiveThe integration itself. Scoped to whichever path fits — most merchants know within the Assess phase.
Path A — via PSP / acquirer€4,5002–3 weeks
  • Enable & configure Wero through the existing acquirer
  • Checkout UX — button placement, redirect / deep-link flow
  • Sandbox testing & certification support
  • Staff runbook
Path B — direct integration€12,0006–8 weeks
  • Direct EPI / Wero merchant API integration
  • Custom checkout flow — no PSP support required
  • Reconciliation build — SEPA Instant settlement ↔ orders
  • Certification support and fallback / error handling
03ManagedOnce live, someone should own it. Retainer scales with transaction volume — and becomes the channel for what comes next.
Starter€450/moup to 2,000 Wero txns / mo
Growth€950/moup to 10,000 Wero txns / mo
ScaleCustom10,000+ Wero txns / mo

Includes monitoring & alerting, reconciliation support, dispute assistance, and a priority slot for new EPI capabilities — QR payments, request-to-pay — as they ship.

Add-on
Reusable platform plugin
Shopify, WooCommerce or Magento. Built once per platform, then installed for every merchant on that stack afterward — the unit economics that make Path A faster and cheaper each time.
€3,000first build, per platform
€800 per additional install
Where this goes

The wedge, not the whole business

Each phase reuses the same relationships and infrastructure — no phase requires starting a new sales motion from zero.

Phase 1 — Now
Merchant acceptance

This service. P2P is already live across the eurozone; e-commerce checkout is the merchant hook.

Phase 2 — Next
In-store QR & request-to-pay

Same merchants, same reconciliation backbone, incremental integration scope — sold through the Managed retainer, not a new pitch.

Phase 3 — Later
Banks & PSPs

Once Phase 1–2 delivery data — go-lives, volume, issues resolved — becomes the credibility case for a compliance-depth sale to financial institutions.

Talk to us about your checkout →

Pricing shown is indicative — a starting draft to calibrate against your actual cost base and local market rates before quoting a client. Confirm current EPI / Wero certification and partner requirements directly with EPI or the relevant acquirer before relying on this externally, as e-commerce rollout terms are still maturing. Sociomatica is an independent integration provider; this page does not imply formal EPI or Wero partnership status.