Sociomatica — Payments

Wero Ready

A fixed-scope service that gets merchants accepting Wero — the bank-backed, pan-European payment scheme from EPI — without a bespoke consulting engagement or an open-ended dev project.

Wero settles over SEPA Instant Credit Transfer, directly between bank accounts, backed by a consortium of Europe's largest banks. For merchants, that's a checkout option that typically costs less than cards — but only once it's actually wired into the checkout, reconciled against orders, and running in production. That's the part we do.

Try the checkout demo →
SettlementAccount-to-account, SEPA InstantFunds arrive in seconds, not the days typical of card settlement.
Cost structureNo card interchangeTypically below card acceptance. PSP pricing varies, so we measure it for your volume.
BackingEU banking consortium (EPI)Built by banks, for a pan-European alternative to the card networks.
Netherlands — iDEAL ends 31 December 2027

iDEAL is becoming Wero

Wero went live for Dutch online shops on 26 October 2026, and iDEAL is switched off at the end of 2027. On a standard PSP setup there's little to do. The work is in everything built around iDEAL: subscriptions that start with an iDEAL payment, direct or custom integrations, refunds, reconciliation, and every invoice and email that says “iDEAL”.

NLiDEAL migrationKnow what the switch means for your business, then have it done before the deadline.
Migration check€1,5002–3 business days
  • Every place iDEAL is used: checkout, recurring payments, refunds, invoices, emails
  • Your PSP's Wero readiness, timeline and pricing
  • Impact of Wero's dispute rules on your refund process
  • A fixed-price plan for the work, or confirmation that there's none
MigrationFixed pricefrom the check
  • Recurring payments and subscriptions moved off the iDEAL + direct debit pattern
  • Direct or custom iDEAL integrations moved to Wero through a PSP
  • Refund, dispute and reconciliation processes updated, including the ERP
  • Customer-facing wording and staff runbook
The offer

Three fixed-scope engagements

No discovery phase before a merchant knows what they're buying. Each tier is priced and scoped up front.

01AssessA readiness scan before anyone commits to a build.
Readiness scan€1,8003–5 business days
  • Audit of current PSP / checkout stack
  • Wero cost estimate vs. current card and iDEAL cost, at your PSP's actual pricing
  • Recommended integration path — PSP plugin or custom integration
  • Refund and dispute readiness
  • Go / no-go report
02Go-LiveThe integration itself. Scoped to whichever path fits — most merchants know within the Assess phase.
Path A — via PSP / acquirer€4,5002–3 weeks
  • Enable & configure Wero through the existing acquirer
  • Checkout UX — button placement, QR on desktop, app switch on mobile
  • Sandbox testing & certification support
  • Staff runbook
Path B — custom integration€12,0006–8 weeks
  • Integration with your PSP's or acquirer's Wero API, for custom checkouts and stacks without a plugin
  • Custom checkout flow and order status handling
  • Reconciliation build — Wero payments, refunds and disputes ↔ orders and ERP
  • PSP certification support and fallback / error handling
03ManagedOnce live, someone should own it. Retainer scales with transaction volume — and becomes the channel for what comes next.
Starter€450/moup to 2,000 Wero txns / mo
Growth€950/moup to 10,000 Wero txns / mo
ScaleCustom10,000+ Wero txns / mo

Includes monitoring & alerting, reconciliation support, dispute handling as Wero's dispute rules take effect, and a priority slot for new capabilities — subscriptions, payment on delivery, in-store QR, invoice payments — as they ship.

Add-on
Platform connector
For shop and ERP platforms your PSP's own plugins don't cover. Built once per platform, then installed for every merchant on that stack afterward — the unit economics that make each go-live faster and cheaper.
€3,000first build, per platform
€800 per additional install
Where this goes

The wedge, not the whole business

Each phase reuses the same relationships and infrastructure — no phase requires starting a new sales motion from zero.

Phase 1 — Now
Online acceptance & iDEAL

This service. Wero is live in Germany, France, Belgium, Luxembourg and the Netherlands, online shops are coming on, and Dutch iDEAL moves to Wero by the end of 2027.

Phase 2 — 2027
In-store, subscriptions & invoices

In-store payments in France and Germany, subscriptions, payment on delivery and invoice payments, and cross-border with Europe's other national schemes. Same merchants, same reconciliation backbone — sold through the Managed retainer, not a new pitch.

Phase 3 — Later
Banks & PSPs

PSPs and banks accepting Wero need onboarding, reconciliation and dispute services around EPI's interfaces. Phase 1–2 delivery data — go-lives, volume, issues resolved — becomes the credibility case.

Talk to us about your checkout →

Pricing shown is indicative — a starting draft to calibrate against your actual cost base and local market rates before quoting a client. Confirm current EPI / Wero certification and partner requirements directly with EPI or the relevant acquirer before relying on this externally, as e-commerce rollout terms are still maturing. Roadmap dates are EPI's announced plans as of November 2026 and may change. Sociomatica is an independent integration provider; this page does not imply formal EPI or Wero partnership status.